Penalty points in 2025 - how to cash in on traffic offences?
Penalty Points 2025 - What Will Change in the New Year?
The penalty points system in Poland is undergoing further changes. The year 2025 will bring significant modifications to the rules on penalty points and the tariff of fines. It is worth getting to know the upcoming regulations now to avoid unpleasant surprises on the road.
New Penalty Point System in 2025
From 17 September 2023, the rule was introduced that penalty points are erased 12 months after the payment of the fine, rather than after the receipt of the fine. This change remains valid also in 2025. This is important information for all drivers, who need to be aware that paying the fine quickly will speed up the points erasure process.
Penalty Point Limits for Drivers
Differential penalty point limits still apply in 2025:
- 24 points for experienced drivers (with a licence for more than a year)
- 20 points for novice drivers (with a driving licence for less than a year)
Exceeding the penalty point limit will still result in the loss of a driving licence. For many drivers, this may mean having to retake their test.
Tariff of Penalties 2025
The 2025 fine tariff maintains high rates for the most serious offences. The highest fines are provided for:
- Overtaking on a pedestrian crossing - up to £1,500 and 15 penalty points
- Speeding over 50 km/h - up to £2,500 and 15 penalty points
- Passing a red light - up to £500 and 15 penalty points
How soon do penalty points expire?
Penalty points are removed 12 months after the payment of the fine. This is a change introduced in 2023 and will continue in 2025. It is worth remembering that:
- Points do not disappear immediately after paying the fine - you have to wait a full year
- The system removes the oldest penalty points automatically
- Failure to pay the fine halts the points erasure process
Differences for Drivers with Different Seniority
The penalty point system in 2025 will continue to differentiate between drivers by experience:
- Drivers holding a licence for more than one year - limit of 24 points
- Drivers with licence for less than a year - 20 point limit
How to check the number of penalty points in 2025?
In 2025, drivers will have several ways to check their number of penalty points:
Online methods
- Via your gov.pl profile using your Trusted Profile
- In the mCitizen application
- Through the Central Register of Vehicles and Drivers (CEPiK)
Check with the Office
You can still check the number of penalty points in:
- Police station
- County office
- Provincial Road Traffic Centre
Can Penalty Point Erasure be Accelerated?
In 2025, the situation with penalty point reduction courses remains unchanged - they have been abolished for most drivers. At present, there are limited opportunities to accelerate the deletion of points:
- Professional drivers can receive training once every 6 months to reduce penalty points by 6
- For ordinary drivers, the only way is to wait 12 months after paying the fine
Impact of Penalty Points on Third Party Liability Insurance
The number of penalty points in 2025 will continue to have an indirect impact on OC premiums. Although insurers do not have direct access to penalty point information, they can take into account the history of damage and accidents, which are often linked to infringements.
How do Penalty Points affect the Premium?
- Frequent offences can lead to accidents
- Accident history is visible to insurers
- Increased risk results in higher third party liability premiums
The most common traffic offences and related points
Drivers who break traffic rules should be aware of the most common offences for which penalty points are charged:
- Speeding (from 1 to 15 points, depending on the severity of the overrun)
- Incorrect behaviour towards pedestrians (8 to 15 points)
- Phone use while driving (12 points)
- Incorrect overtaking (5 to 15 points)
- Driving after alcohol (maximum points limit)
Summary of Changes to the Penalty Point System
The penalty point system in 2025 will retain the main changes introduced in 2022-2023:
- Penalty points are cleared 12 months after payment of the fine
- Tougher fine scales are maintained
- Penalty point limits remain at 20/24 points
- No reduction in points through courses for ordinary drivers
The changes aim to improve road safety through more effective enforcement and education of road users. For drivers, this means being more careful and complying with the rules to avoid losing their licence.
It is a good idea to check your penalty points and keep track of them so that you do not exceed the limit. The best way to avoid problems is, of course, to obey the rules of the road, which will contribute to the safety of all road users.
